Indeed, although I love the idea of the all-lmce security solution, the insurance is a factor, and also the fact that if I do get broken into, my lmce server will probably be the first thing to get ripped out and nicked!
Also, my 'better half' is talking about a redcare monitored alarm too, which is something I'll need to consider.
WRT the heating control, I was thinking that it would need to interface with the main thermostat, although I guess talking to radiators is just as (if not more) sensible...?? Is Z-Wave fully supported - I ask because I was slightly put off by a comment on another post, although I can't even remember what it was now!